How Do You Compare with Other “High Performing” Peers?

All data is drawn from NCUA's 5300 reports for year-end 2009.

Call 206-623-3999 for discussion of what these numbers mean to you. Click Here to pick your own comparisons.

ELEVATIONS

WESTERRA

ATLANTA POSTAL
GA

NASA
MD

AMERICAN EAGLE
CT

Membership
# of Members

95,167

81,438

99,964

79,642

98,947
Accounts/Mbr

2.9

2.7

2.6

2.6

2.5
Net Earnings/Mbr

$94

$64

$77

$116

$47
Avg Acct Bal

$6,229

$7,767

$9,902

$8,370

$7,556

Deposits
# Dep Accts/Mbr

2.33

2.12

1.70

2.11

2.13
Avg Total

$10,624

$12,010

$17,385

$12,829

$11,888
Avg Share Bal/Mbr

$3,249

$1,625

$6,200

$2,591

$1,718
% Mbrs w/checking

75%

56%

20%

51%

51%
Avg Checking Bal/Acct

$1,280

$2,833

$2,886

$4,015

$3,025
% Mbrs w/CD's

13.7%

22.0%

29.1%

15.1%

15.5%
Avg CD Bal/Acct

$11,446

$18,179

$25,058

$20,263

$20,567
% Mbrs w/MMA's

14.2%

15.5%

0.0%

3.9%

12.5%
Avg MMA Bal/Acct

$24,650

$22,619

$0

$78,618

$33,755
% Mbrs w/IRA's

5.8%

9.8%

12.2%

12.7%

8.3%
Avg IRA Bal/Acct

$10,913

$11,622

$22,444

$10,140

$9,596

Loans
Avg # Loans/Mbr

0.52

0.56

0.94

0.49

0.42
Avg Total Loan Bal/Mbr

$7,149

$8,781

$8,774

$8,991

$7,354
% of Mbr w/Credit Cards

28.9%

18.3%

24.7%

22.4%

25.2%
Avg Bal/CCD Acct

$2,617

$2,268

$2,334

$4,074

$3,043
% of Mbr w/New Auto Loans

1.4%

4.8%

24.9%

3.4%

2.3%
Avg Bal/New Auto Loan

$11,859

$19,768

$7,887

$14,179

$9,308
% of Mbr w/Used Auto Loans

9.4%

14.5%

33.3%

9.5%

3.4%
Avg Bal/Used Auto Loan

$10,485

$13,451

$6,269

$12,394

$9,511
% of Mbr w/1st Mortgage

1.1%

2.7%

2.1%

1.7%

2.4%
Avg Bal/1st Mortgage Loans

$257,272

$150,227

$167,473

$217,781

$172,899
% of Mbr w/Other RE Loans

4.2%

4.4%

0.7%

3.5%

5.5%
Avg Bal/Other RE Loans

$51,060

$26,185

$18,825

$48,442

$31,008
% of Mbr w/Other Loans

0.6%

0.7%

1.9%

0.6%

0.2%
Avg Bal/Other Loans

$13,620

$15,656

$9,347

$18,257

$17,656

Other Ratios
Fees/Mbr

$39

$37

$28

$90

$48
ROA

$0.78

$0.44

$0.39

$0.79

$0.35