How Do You Compare with Other “High Performing” Peers?

All data is drawn from NCUA's 5300 reports for year-end 2009.

Call 206-623-3999 for discussion of what these numbers mean to you. Click Here to pick your own comparisons.

ELEVATIONS

BELLCO

ENT

PENNSYLVANIA STATE EMPLOYEES
PA

VERIDIAN
IA

Membership

# of Members

107,725

240,719

244,741

427,155

185,764

Accounts/Mbr

2.8

3.0

2.6

2.8

3.4

Net Earnings/Mbr

$108

$138

$150

$25

$101

Avg Acct Bal

$7,174

$6,089

$9,181

$5,775

$6,756

Deposits

# Dep Accts/Mbr

2.30

2.21

2.11

2.10

2.51

Avg Total

$11,860

$9,011

$13,229

$8,740

$12,521

Avg Share Bal/Mbr

$4,390

$1,394

$4,459

$1,695

$2,158

% Mbrs w/checking

77%

51%

72%

55%

81%

Avg Checking Bal/Acct

$1,374

$3,730

$1,138

$2,971

$2,060

% Mbrs w/CD's

9.0%

8.0%

11.0%

11.0%

23.0%

Avg CD Bal/Acct

$12,180

$21,606

$20,060

$12,803

$19,706

% Mbrs w/MMA's

12.0%

7.0%

12.0%

16.0%

10.0%

Avg MMA Bal/Acct

$30,111

$38,336

$36,523

$15,536

$27,088

% Mbrs w/IRA's

5.0%

4.0%

6.0%

7.0%

6.0%

Avg IRA Bal/Acct

$11,327

$14,850

$15,650

$16,551

$12,565

Loans

Avg # Loans/Mbr

0.51

0.77

0.50

0.68

0.88

Avg Total Loan Bal/Mbr

$8,315

$9,130

$10,712

$7,322

$10,349

% of Mbr w/Credit Cards

28.0%

19.0%

0.0%

28.0%

35.0%

Avg Bal/CCD Acct

$2,407

$2,392

$0

$4,943

$1,826

% of Mbr w/New Auto Loans

1.0%

3.0%

10.0%

4.0%

6.0%

Avg Bal/New Auto Loan

$21,531

$22,351

$21,009

$17,664

$17,672

% of Mbr w/Used Auto Loans

9.0%

23.0%

9.0%

20.0%

23.0%

Avg Bal/Used Auto Loan

$10,273

$12,609

$10,655

$11,046

$11,604

% of Mbr w/1st Mortgage

2.0%

2.0%

5.0%

1.0%

4.0%

Avg Bal/1st Mortgage Loans

$209,686

$175,375

$136,763

$98,318

$111,549

% of Mbr w/Other RE Loans

4.0%

5.0%

3.0%

4.0%

6.0%

Avg Bal/Other RE Loans

$38,998

$23,835

$29,422

$30,413

$26,870

% of Mbr w/Other Loans

1.0%

0.0%

2.0%

3.0%

4.0%

Avg Bal/Other Loans

$16,369

$11,823

$21,590

$10,743

$11,791

Other Ratios

Fees/Mbr

$51

$41

$58

$20

$63

ROA

0.80%

1.21%

0.90%

0.26%

0.71%